Now that you’re out of college and working in your first job, you may think you have plenty of time before you need to start worrying about things like a financial strategy or planning for the future. But the truth is, the sooner you start, the easier it’s going to be for you to get ahead and stay there.
Here at Hamada Financial Group, we love working with people in your shoes to help them lay the strongest possible groundwork for their finances. After getting to know you and learning about your goals, we will work with you to create a customized financial strategy that’s aimed at accomplishing whatever you set your mind to, and it will evolve over time as your life does.
The bells rang, the vows were exchanged, and now it’s time to settle into wedded bliss and experience all the excitement that comes with being newlyweds. From buying your first house, burning your first dinner, or having your first married fight, there are a lot of milestones ahead of you that will teach you what “for better or worse” is all about!
Our goal at Hamada Financial Group is to help guide you through all the changes that come when two independent people merge their finances together. It can be complicated when you sort out your accounts, debts, insurance policies, investments, and more, and we will be right here to help you through figure it all out, create a family budget, and start working together on your long-term financial strategy.
There is nothing like the moment you stare into the eyes of your first newborn baby, and that feeling is not something that any parent forgets. There are so many emotions that roll around in your head in the early days, from pure love and excitement to total exhaustion and self-doubt. Is the car seat in right? Is he eating enough? Will I ever sleep again?
We’ve been in your shoes, and we understand all the concerns and to-dos of a new parent. We can take one worry off your shoulders, though, and that’s how to adjust financially. We will work with you to update your family’s budget, figure out what new insurance policies you need, and even start a college savings account as soon as you’re ready. With a solid plan in place that will grow and change as your family does, you can rest assured you’ll be well-equipped to take care of your new bundle of joy, along with any other bundles who come along later.
Becoming an entrepreneur and stepping out there to launch a business takes a lot of hard work, discipline, and let’s be honest, guts. Lots of people dream about owning a business, but very few ever launch one, so from one small business to another, we want to congratulate you on taking a risk on yourself. The intangible rewards, like never missing another school play, can be great, and so can the tangible ones as you start earning more and more.
But with all that growth and excitement comes an equal portion of complexity and stress, because starting, managing and running a business can be complicated, especially the financial aspects of it. Don’t worry, though, our team is experienced in a variety of financial and insurance-related services and we are here to help with whatever you need. Whether that’s setting up retirement accounts, or getting the right insurance protection in place, we’ll guide you through it and keep one more thing from piling on your plate.
You finally moved into a bigger home for your growing family, and now you’re booking that bucket-list family vacation. Did you suddenly win the lottery or something? Of course not. You’ve just worked hard for a long time, kept your nose to the grindstone, and now it’s starting to payoff so you can do the things you use to only dream about.
Here at Hamada Financial Group, LLC this particular phase of life is something that we aim for with our clients. We want everyone to have a secure financial foundation and be able to enjoy the fruits of their hard work. Just keep in mind that as your income continues to rise, you need to make sure your overall financial strategy keeps pace so that you can continue to enjoy financial peace and strength for years to come.
Your life has revolved around school calendars, carpools and sports sidelines for so long, it’s hard to remember what life was like before having kids at the center of it all. But a day will come in the not-too-distant future when your house will be quiet (and clean) again, your calendar will have room for an actual social life, and your job of raising your kids into adulthood will be over as they begin pursuing their dreams at college.
Preparing to send your kids off to college - and adjusting afterwards - is a big transition in life, both emotionally and financially. Maybe you’re a few years out and panicking because you’re behind the eight-ball on saving enough to pay for it, or maybe that’s handled and the kids are gone, and now you’re considering downsizing the family home. No matter what decisions and challenges are in front of you, we’ll be by your side through this important phase in life, helping you make wise moves to protect you, your children, and your retirement security along the way.
Catching yourself daydreaming more and more about spending time with the grandkids, traveling, or working on your swing? You’ve worked hard your entire adult life, and the time is nearing to start slowing down and start spending your time on the things you enjoy most.
Pre-retirement planning is a process that is different for every person and every family, and usually starts 5, 10, or even 15 years before you’re ready for the big farewell party. If we have been working together along the way, you should have peace of mind from knowing your future has been looked after at every step of your journey, and adjustments have been made to help ensure that your nest egg would give you the retirement life you’ve been planning for. If not, that’s okay. We’ll meet you where you are, figure out what your goals are, and help you formulate the best possible strategy to achieve them.
Throughout every stage of your income-earning life, whether you were just starting out in your first job, or transitioning out of your last one, retirement planning was always part of the conversation. More so as you got older and wiser, but even in those younger days, you’d check your retirement accounts ever so often and occasionally wonder how you’d spend the encore to your career.
Well now that you’re here, the planning doesn’t stop entirely, and it’s our job to make sure that what you have now always remains enough for you to maintain your desired standard of living. Our goal is for you to have peace of mind in knowing we are still looking after you and are here to help you through all of your transitions with investments, insurance policies, pension payouts and more.
Forbes Best-in-State Top Financial Security Professional
We’re proud to be named by Forbes as one of the Best-in-State Top Financial Security Professionals for 2022. Our mission has always been to serve our clients with unmatched excellence, and this award is not only evidence of our dedication to you, but a sign of your unwavering trust in us. We’re incredibly grateful for the clients who rely on us to protect the things they care about most, and we cannot express how much we value your partnership with our firm. Thank you for making us one of the top firms in Hawaii!
Shaun Hamada was chosen as one of just a few insurance professionals in Hawaii to receive this recognition in 2022. Agents were selected by an independent research firm based on various qualitative and quantitative data. You can learn more about SHOOK Research’s methodology here.
Neither SHOOK nor Forbes receives any compensation in exchange for placement on its Top Financial Security Professional (FSP) rankings (including the Best-In-State Financial Security Professional rankings), which are determined independently (see methodology). FSP refers to professionals who are properly licensed to sell life insurance and annuities. FSPs may also hold other credentials and licenses which would allow them to offer investments and securities products through those licenses. The ranking algorithm is based on qualitative measures learned through telephone, virtual and in-person interviews to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as assets under management, sales figures, and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and these professionals rarely have audited performance reports. Individuals must carefully choose the right FSP for their own situation and perform their own due diligence. SHOOK’s research and rankings provide opinions intended to help individuals choose the right FSP and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.
Hamada Financial Group, LLC | Honolulu, HI
Financial Services Professional CA Insurance Lic. #0I99801
