Now that you’re out of college and working in your first job, you may think you
have plenty of time before you need to start worrying about things like a
financial strategy or planning for the future. But the truth is, the sooner you
start, the easier it’s going to be for you to get ahead and stay there.
Here at Hamada Financial Group, we love working with people in your shoes to help
them lay the strongest possible groundwork for their finances. After getting to
know you and learning about your goals, we will work with you to create a
customized financial strategy that’s aimed at accomplishing whatever you set your
mind to, and it will evolve over time as your life does.
The bells rang, the vows were exchanged, and now it’s time to settle into
wedded bliss and experience all the excitement that comes with being newlyweds.
From buying your first house, burning your first dinner, or having your first
married fight, there are a lot of milestones ahead of you that will teach you
what “for better or worse” is all about!
Our goal at Hamada Financial Group is to help guide you through all the changes
that come when two independent people merge their finances together. It can be
complicated when you sort out your accounts, debts, insurance policies,
investments, and more, and we will be right here to help you through figure it
all out, create a family budget, and start working together on your long-term
financial strategy.
There is nothing like the moment you stare into the eyes of your first newborn
baby, and that feeling is not something that any parent forgets. There are so
many emotions that roll around in your head in the early days, from pure love
and excitement to total exhaustion and self-doubt. Is the car seat in right? Is
he eating enough? Will I ever sleep again?
We’ve been in your shoes, and we understand all the concerns and to-dos of a
new parent. We can take one worry off your shoulders, though, and that’s how to
adjust financially. We will work with you to update your family’s budget, figure
out what new insurance policies you need, and even start a college savings
account as soon as you’re ready. With a solid plan in place that will grow and
change as your family does, you can rest assured you’ll be well-equipped to take
care of your new bundle of joy, along with any other bundles who come along
later.
Becoming an entrepreneur and stepping out there to launch a business takes a
lot of hard work, discipline, and let’s be honest, guts. Lots of people dream
about owning a business, but very few ever launch one, so from one small
business to another, we want to congratulate you on taking a risk on yourself.
The intangible rewards, like never missing another school play, can be great,
and so can the tangible ones as you start earning more and more.
But with all that growth and excitement comes an equal portion of complexity
and stress, because starting, managing and running a business can be
complicated, especially the financial aspects of it. Don’t worry, though, our
team is experienced in a variety of financial and insurance-related services and
we are here to help with whatever you need. Whether that’s setting up retirement
accounts, or getting the right insurance protection in place, we’ll guide
you through it and keep one more thing from piling on your plate.
You finally moved into a bigger home for your growing family, and now you’re
booking that bucket-list family vacation. Did you suddenly win the lottery or
something? Of course not. You’ve just worked hard for a long time, kept your nose
to the grindstone, and now it’s starting to payoff so you can do the things you
use to only dream about.
Here at Hamada Financial Group, LLC this particular phase of life is something
that we aim for with our clients. We want everyone to have a secure financial
foundation and be able to enjoy the fruits of their hard work. Just keep in mind
that as your income continues to rise, you need to make sure your overall
financial strategy keeps pace so that you can continue to enjoy financial peace
and strength for years to come.
Your life has revolved around school calendars, carpools and sports sidelines for
so long, it’s hard to remember what life was like before having kids at the center
of it all. But a day will come in the not-too-distant future when your house will
be quiet (and clean) again, your calendar will have room for an actual social
life, and your job of raising your kids into adulthood will be over as they begin
pursuing their dreams at college.
Preparing to send your kids off to college - and adjusting afterwards - is a big
transition in life, both emotionally and financially. Maybe you’re a few years out
and panicking because you’re behind the eight-ball on saving enough to pay for it,
or maybe that’s handled and the kids are gone, and now you’re considering
downsizing the family home. No matter what decisions and challenges are in front
of you, we’ll be by your side through this important phase in life, helping
you make wise moves to protect you, your children, and your retirement security
along the way.
Catching yourself daydreaming more and more about spending time with the
grandkids, traveling, or working on your swing? You’ve worked hard your entire
adult life, and the time is nearing to start slowing down and start spending your
time on the things you enjoy most.
Pre-retirement planning is a process that is different for every person and every
family, and usually starts 5, 10, or even 15 years before you’re ready for the big
farewell party. If we have been working together along the way, you
should have peace of mind from knowing your future has been looked after at
every step of your journey, and adjustments have been made to help ensure that
your nest egg would give you the retirement life you’ve been planning for. If not,
that’s okay. We’ll meet you where you are, figure out what your goals are, and
help you formulate the best possible strategy to achieve them.
Throughout every stage of your income-earning life, whether you were just
starting out in your first job, or transitioning out of your last one,
retirement planning was always part of the conversation. More so as you got
older and wiser, but even in those younger days, you’d check your retirement
accounts ever so often and occasionally wonder how you’d spend the encore to
your career.
Well now that you’re here, the planning doesn’t stop entirely, and it’s our
job to make sure that what you have now always remains enough for you to
maintain your desired standard of living. Our goal is for you to have peace of
mind in knowing we are still looking after you and are here to help you
through all of your transitions with investments, insurance policies, pension
payouts and more.
